This is a prepaid debit card. With the Wired Plastic Visa you deposit money on your card and then you use your card to make purchases or withdraw cash.
It is accepted over the phone and online. You card can be used anywhere you see the visa logo displayed.
It is free to sign up for account alerts via e-mail and text messaging. It can also make hotel reservations or rent a car.
It has a very unique benefit; they offer card holders a rewards program. You can earn 1 point for every dollar you spend with your card.
You can redeem these points at participating retailers, this includes; Cingular, T-Mobile, Verizon and more. Your points can be redeemed for; ring tones, music downloads, and toward your account balance.
It is issued by Bankfirst and offers free direct deposit. You will be expected to pay a $3.95 monthly fee, which is very low compared to other cards that charge $9.95 - $19.95 a month.
Your card can also be used to write physical paper checks to pay your bills. This will eliminate your need to purchase money orders. You can also deposit money on your card through 100,000 retail locations and use pay pal or a bank account transfer.
They offer guaranteed approval for this card regardless of your credit history. This card also gives you a 30 day money back guarantee. If you are not satisfied for any reason you can receive a full refund.
It works just like a checking account or check card, except you will never pay a late payment fee, over the limit fee, or interest fee again. If you are in chexsystems then this card can save you money on check cashing fees by using direct deposit. Also using bill pay you can save money by no longer buying money orders.
To qualify for this card you must be 18 years or older. You must be able to comply with the patriot act to verify your identity and have a US resident address. They will not issue you a card if you only have a P.O. Box.
In sum we do suggest the Wired Plastic prepaid visa. It is a great alternative to carrying cash.
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